Sub-Prime Car Loans near Odessa TX
Sub-Prime Car Loans near Odessa TX
Get the Latest Deals on New Cars at Star Chrysler Dodge Jeep Ram of Big Spring
Star Chrysler Dodge Jeep Ram of Big Spring, located just an hour northeast of Odessa, is here to bring you all of the very best Chrysler, Dodge, Jeep, and Ram deals that you have been waiting for. We know that there is a lot to consider when you're looking for your next ride, and it's our goal to give you the most stress-free car-buying experience that you could ever want. One thing that many of our customers are dealing with is poor credit scores, which may result in your being a little shy when it comes to finding your next ride. We can guarantee that we'll be able to find the perfect loan for everyone, including the option of a subprime car loan! You may be wondering what kind of loan we're talking about, or even how it's possible! All you have to do to get the information you need is to keep reading below, and we'll always take care of the rest.
Can you tell me what a subprime auto loan is?
We know, we know, there is a lot that goes into the process of getting a car. This is especially true when you are learning new terms that can make everything seem that much more overwhelming. When you shop with our team, we'll do everything in our power to have you feeling confident in all of your decisions and the terminology involved, too. In this case, subprime auto loans are what are available to those who are currently dealing with a less-than-ideal credit score. This usually includes people with a credit score of 600 or lower. Our job is to find you the subprime loan that suits your current financial situation, along with the car you want to get behind the wheel of. We know you want the best of the best, and we will do whatever it takes to make that a reality for you!
Do I have the ability to improve my credit score?
Yes! We know that credit scores are tricky, unruly things that can sometimes feel unmanageable. Our goal is to make sure you feel empowered, not only when buying a car with us, but when dealing with your credit score, too. The most important thing you can do with your credit score is to make on-time payments. The more on-time payments you make, the easier it will be for your score to bounce back. We also recommend, if you are able, to pay down any larger debt as much as possible. If you can do this before you buy a car, you may be able to boost your score and get even better loan options. Our finance team will be around to answer questions about credit scores, loans, and how you can improve yours.
How else can I improve my auto loan chances?
We've discussed subprime loans and improving your credit score, but you may be wondering if anything else can be done to give you the best loan possible. The answer is yes! There are a few other things you can do that will benefit you during your car-buying journey. The first is to consider putting down a larger down payment when you are looking at financing. Not only does this show the lender that you are serious about paying the loan back, but it also reduces the overall amount that you need to finance in the first place. Another option is to use your current vehicle, if you have one, as a trade-in. You can reduce the cost of the car you are buying by putting the current value of your ride towards it! We also want to make sure you are considering all of the options on our lot, including base models of new cars and our extensive used inventory. Finally, you can always bring someone along to be your co-signer, and it should be someone that you not only trust, but who has a great credit score themselves.
Car Shopping is Easy at Star Chrysler Dodge Jeep Ram of Big Spring
At our dealership, we put customers first every step of the way, which is why we always want to be the central hub for your financial needs. Getting a subprime car loan has never been easier than when you shop with us, and we guarantee you will find the best offers. Have questions that need to be answered? You can stop by and ask us in person, or use the contact form below. Regardless, our team couldn't be more excited to get started on this journey with you.
All pricing and vehicle details are believed to be accurate but are not guaranteed and are subject to change without notice. Prices do not include tax, title, license, registration, finance charges, emissions testing charges, or other fees required by law. Prices also exclude dealer-added accessories and aftermarket products, including $299 theft protection and a $225 documentation fee, which apply to all new and used vehicles. Manufacturer rebates and incentives are subject to residency restrictions, eligibility requirements, expiration, and financing qualifications. Financing is subject to credit approval and may not be available to all customers. Vehicle photos may be stock images and may not represent the exact vehicle. All inventory is subject to prior sale. In-transit vehicles and estimated arrival dates are not guaranteed. Payload and towing ratings are estimates provided by the manufacturer. Additional equipment, passengers, and cargo may affect actual ratings. This website and the information contained herein are provided “as is” and without warranty of any kind regarding website content or data accuracy. All new vehicles are sold with the applicable manufacturer’s warranty. Please confirm all vehicle details directly with the dealership.
Max payload/towing estimate ratings shown. Additional options, equipment, passengers, and cargo weight may affect payload/towing weights. See dealer for details.